As we all know, even the most carefully planned trip can quickly become an expensive disaster. You could get sick, miss a flight, or have one canceled for bad weather; your golf clubs could get lost along the way - and that has happened to two of my friends; yep, they got them back eventually, but…. And the cost of rental clubs at a major resort or golf destination can set you back a bundle. So, no matter if you travel by yourself, with your family or with a group of friends, a little golf travel insurance is a wise precaution.
A basic golf travel insurance policy will cover any medical expenses you might incur, the loss or theft, or damage, of equipment, personal belongings, money, and so on. It can also pay for expenses for personal injuries, like falling off a golf cart, getting struck by lightning on the golf course, getting hit by a golf club or golf ball. Sound a little far-fetched? These things do happen, and more often than you might think. How about that hole-in-one, and the bar bill it can/will generate? That can be covered too. If you travel frequently, you can purchase a golf travel insurance policy good for a full year that will provide coverage for an infinite number of trips.
If you've ever purchased one of these golf travel insurance policies, you're probably already glad that you did. If you haven't, now might be a good time to think about doing so. There are a great many companies that offer travel insurance, all of them have good things to offer, but I suggest that, if golf is the prime mover for your trip, you go to an outfit that specializes in such coverage.
At this point I should tell you that I do not endorse, or specifically recommend, any of the following companies. In the past, I've always shopped around for my insurance, and I tend to go with what I think is the best offer on any given day. That being so, here are a few suggestions for you to consider:
In the United States:
Travel Guard Insurance Company offers a comprehensive golf travel insurance plan for both domestic and international trips. Golf Travel insurance coverage through Travel Guard can provide coverage for trip cancellation and trip interruption, medical expenses, loss of golf equipment, golf equipment delay, golf fee refund and more.
In addition, every Golf Travel Insurance Plan customer will also receive Travel Guard's Golf Concierge Services. This includes golf course recommendations and driving directions, tee time reservations, PGA-Professional referral service and much more. And, if you happen to get a hole-in-one, they will reimburse you for the celebratory round of drinks (up to $250) at the clubhouse.
Travel Guard's Golf Travel Insurance Plan is a specialized policy ideal for travelers who love golfing and are looking for specialized coverage and services. Contact Travel Guard at 1.800.826.1300 (U.S. Toll Free) or 1.715.345.0505 (U.S. & International), or visit the Travel Guard website.
In England and the UK:
Golf Care Travel Insurance Company claims to be the UK's largest provider of specialist golf insurance. The offer single trip policies from ₤4.85 and annual, multi-trip policies from ₤37.88. You can contact Golf Care at 0800 158 5516.
Club Direct Travel Insurance offers a range of benefits you can add to your travel policy, including: Golf Equipment covered up to £1,000 if it is lost, stolen or damaged; Cover for Club Fees up to £400; Up to £150 Golf Equipment Hire cover - if yours are lost or delayed in transit for more than 12 hours; Hole-in-one cover up to £100. Contact Club Direct at 0800 083 2466